APA Style
...[dkk], A, S.
(2022).
Laporan akhir riset OJK Institute 2022
.
Jakarta:
OJK Institute.
MLA Style
...[dkk], Agus, Sugiarto.
"Laporan akhir riset OJK Institute 2022".
Jakarta:
OJK Institute,
2022.
Reference.